A CCJ is a County Court Judgement, issued by the courts when a creditor feels they can no longer chase a client for their outstanding debt, due to constant missed payments.

Once a judgement is in place, the court will legally enforce a client to make payments towards the debt, at a reasonable rate, which the court will decide upon.

If the client continues to fail making payments, further actions may be taken. If the client owns a property, then a Charging Order may be applied for, and if they don’t, then Bankruptcy may be applied for.

In cases where a CCJ has not been issued, however seems to be pending, Debt Connect will attempt to negotiate a Debt Management Plan for the client, however cannot guarantee that the CCJ will not still be enforced.

Where a CCJ is in place, Debt Connect cannot deal with the debt.

For further information, please call our specialist advisors on FREEPHONE 0800 954 0452, or please submit your information, using the Quick Enquiry Form.